Afterpay

• Afterpay allows you to pay for your purchase over 4 instalments due every 2 weeks 
• You must be over 18 years old and be the authorised holder of an eligible debit/credit card to apply (see Afterpay clause 2.4 for eligibility criteria).
• All orders are subject to Afterpay’s approval
• As part of Afterpay's approval process, they may conduct a pre-authorisation on your nominated card, up to an amount of your first instalment - see Afterpay's clause 6.2(f)  
• You can make repayments to Afterpay any time BEFORE the due date. Otherwise, Afterpay will automatically process payments on the scheduled dates from your card. If a payment is not processed on or before the due date, late fees will apply – initial $10 late fee, and a further $7 if the payment remains unpaid 7 days after the due date.
• For each order below $40, a maximum of one $10 late fee may be applied per order. For each order of $40 or above, the total of the late fees that may be applied are capped at 25% of the original order value or $68, whichever is less. See Schedule 1 of Afterpay's Terms. 

For further information please visit their consumer policies: https://www.afterpay.com/en-NZ/terms-of-service

Laybuy 

You will not incur an additional fee when you use Laybuy or Afterpay as your payment method however if you wish to return a purchase made using Laybuy a 5% fee will be deducted from your refund to cover services fees incurred from Laybuy Limited. This 5% Fee is inclusive of GST and will be deducted from the total purchase cost of the items being returned. This fee will not be incurred if you wish to exchange your return. 

Laybuy operates as its own company therefore any payment queries are directed to them. For further information please visit their consumer policies: https://www.laybuy.com/nz/consumer-terms 

Instore Policies 

Alternative payment methods which can be used securely instore include Layby (we hold the item and you pay it off over time) and Afterpay (receive the item now and pay it off in four payments). Read more about how to pay with Afterpay in store here: https://help.afterpay.com/hc/en-nz/articles/115003231403-How-to-use-Instore-  our shopping complex offers free Wifi which allows you to buy now and pay later in four easy instalments. 

Thank you for shopping with us!